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On top of that, clients for this kind of strategy could have serious legal or criminal histories. It is necessary to note that various service providers use a series of issue ages on their ensured issue policies as low as age 40 or as high as age 80 - cheap burial insurance for seniors. Some will also offer greater stated value, as much as $40,000, and others will certainly permit far better survivor benefit problems by enhancing the rate of interest with the return of premium or minimizing the variety of years till a full death advantage is readily available